Help consolidating medical bills

Mortgage – Mortgages are considered secured loans, which means that the bank is using your house as collateral for giving you the loan.If you don’t make your monthly payments, then they repossess your house.Before you decide to consolidate your debt, you should know that not all loans are created equally.Some types of debt are better suited for consolidation than others.

Pros: They have minimal impact on your credit score Cons: Their program lengths can run for 5 years, which means you can easily have paid 00 in fees before you’re done Recommendation: You can use these if you don’t have a lot of debt and you can be quickly in and out of the program.

As a disclaimer, we offer ads from lenders, but we make sure that doesn’t impact the advice we give.

Credit card consolidation is the process of taking several outstanding credit cards and merging them into one single loan.

Payday Loans & Title Loans: These are a loan of last resort.

The rates are so high that it almost never makes sense to use these as options for getting yourself out of debt..

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